If customers want to deliver goods first and then make payment, will you abandon the order? Most companies or individuals will give up orders.

    Our credit insurance,  after reviewing the business background, will provide insurance for qualified business and protect the consignor's company.

The role of credit insurance is mainly reflected in the following aspects:

1, is conducive to ensuring the stable development of enterprise production and operation activities.
  Bank loans to enterprises must consider the safety of loans, that is, whether the loan can be recovered on time. After the enterprise has insured the credit insurance, it can be mortgaged by the insurance policy as a guarantee to the loan bank. By transferring the insurance indemnity to the loan bank, the insurer will ask the loan bank to issue the guarantee and so on, so that the bank can obtain the reliable guarantee of the recovery of the loan and relieves the worries of the bank issuing the loan. It can be seen that the intervention of credit insurance makes it easier for the enterprises to get bank loans, which can help to alleviate the shortage of enterprise funds and promote the development of production and management.

2, it is beneficial to promote the healthy development of commodity trading

    In commodity trading, whether the parties can fulfill the supply contract on time, and whether the sales can be recovered on time, is generally affected by many factors.  And the transfer of goods has a chain relationship with producers, wholesalers, retailers and consumers. Once the credit crisis occurs in a link in a commodity transaction, it will not only cause the loss of the creditor itself, but also cause a chain reaction, which will disrupt the trade relations and eventually prevent the healthy development of the commodity economy.

    With credit insurance, insurers provide risk protection no matter what kind of credit crisis occurs. Therefore, even if there is a problem in a link, it can be made up in time.

3, it is beneficial to promote the export of foreign exchange

    The export of foreign trade is oriented to the international market. The risks are great and the competition is fierce. Once the credit crisis occurs, the export enterprises will be in a predicament, thus affecting the market development and international competitiveness. If an enterprise insure the export credit insurance, he can get compensation from the insurer when the insured cannot recover the money or the contract from the buyer because of the commercial risk or political risk. Therefore, export credit insurance is conducive to the economic accounting of export enterprises and the development of the international market, and ultimately to create more foreign exchange earnings for the country.